Before the keys.
A clearer view.

01 / Before you tour

Start with the
whole number.

A purchase price is only one part of the decision. Build a monthly plan with principal and interest, property taxes, home insurance and any mortgage insurance. Association dues may be separate from the lender’s payment. The CFPB explains what belongs in the calculation.

Then add your own allowances for utilities and maintenance. Keep cash for closing, moving and unexpected repairs separate from your down payment. Ask your lender for a written Loan Estimate and property-specific costs before making a commitment.

02 / Explore the valley

Choose a day.
Then an address.

Write down where you need to be on a typical weekday: work, errands, activities and the people you see. Tour your candidate neighborhoods at those times. Test the actual trip from the property; a map’s distance is only a starting point.

Schools, amenities and travel times can change. Verify any detail that matters to your decision with the relevant provider and the specific address.

03 / On your shortlist

Look past
the photograph.

Keep the listing address and parcel number with your notes. Look up the parcel through the Clark County Assessor and the tax statement through the Clark County Treasurer. Ask for a current tax estimate for your intended use; an existing bill is a reference, not a guarantee of your future expense.

• Ask about the age, service history and condition of cooling equipment, roof and major systems. Arrange qualified inspections appropriate to the home.
• Confirm what is included: parking, storage, appliances, fixtures and any solar equipment or agreements.
• Visit the exact unit or lot. Note light, noise, access and any concerns to discuss with the inspector.
• For new construction, compare the full proposed price including options and lot costs. Ask for written terms and the expected completion schedule.

04 / Before an offer

The details
live here.

For an association property, request the governing documents, current dues, financial information, reserve information, assessments and applicable use rules. Ask which documents and review deadlines apply to your purchase. Keep unresolved questions in writing for your agent and the appropriate specialist.

For condos and high-rises, confirm rental restrictions, parking, insurance responsibilities, guest access and services directly from the building’s documents. An attractive lobby does not answer those questions. Nevada’s Real Estate Division maintains HOA education and frequently asked questions for buyers and owners.

Review financing, inspections, contingencies, included items, closing costs and dates with your team. Use the signed agreement and current official guidance for your transaction’s requirements.

05 / Make it personal

A shortlist
with a purpose.

Send Dane three priorities, a purchase range and your timing. If you have an address in mind, include it and the questions you want answered. That gives the next conversation something concrete to work with.